​Our team has the know-how and the heart to help you.

​We put your needs ahead of ours and we can prove it. We document our processes so we can prove we’re acting in your best interest as custodians of your money. 
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We’re a primarily fee-based advisory firm, and we’re obligated to act in your best interests. And because our founder is an independent CERTIFIED FINANCIAL PLANNER ™, he can remain objective and unbiased, and every CFP® is required to be a fiduciary by putting client interests first. Furthermore, they say, “If you cast a wide net, you’ll capture more fish!” That is very true when you work with an independent advisor—independent advisors tend to have access to a wider selection of investments, products and services than advisors who promote proprietary products, which may help clients reduce unnecessary risk, improve diversification, lower fees, reduce taxation, or create more sustainable income. 
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Brad Hablutzel
President & CERTIFIED FINANCIAL PLANNER ™​
bhablutzel@mosaicretirement.com | (720) 617-4400
Brad Hablutzel is a CERTIFIED FINANCIAL PLANNER™, Certified Tax Specialist®, Certified Fund Specialist®, and Investment Advisor Representative. He has obtained his Bachelors of Science in Business Administration, and his Masters in Business Administration, as well as his Series 6, 7, 63 and 65 licenses, and is licensed in Life, Health, Long-Term Care, and Disability Insurance. He takes an objective and meticulous approach to solving financial and insurance problems and he believes in excellent service—and that it’s always right to do the right thing. Brad prefers to get to know his clients deeply, so he may become their biggest advocate.
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Native to Colorado, Brad enjoys his time with his wife and two boys, as well as traveling, golf, softball, boating in Wisconsin, volleyball, spending time with friends, and cheering on Colorado professional sports teams. He volunteers as treasurer of his church, treasurer of his HOA, and is  active in his local chamber of commerce, Rotary International, and assists with graffiti removal projects in the community.

Download your complimentary "10 Steps to a Successful Retirement" guide today! 
MOSAIC RETIREMENT PLANNING, LLC
7200 S. Alton Way, Suite B290
Centennial, CO  80112
Ph. (720) 617-4400
Em. info@mosaicretirement.com
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Investment Advisory services offered through ChangePath, LLC a Registered Investment Adviser. ChangePath, LLC and Mosaic Retirement Planning, LLC are unaffiliated entities.

Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection or lifetime income refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company. 19144 - 2019/8/15

The information is not intended to be investment, legal or tax advice. The agent can provide information, but not advice related to social security benefits. The agent may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. For more information, contact the Social Security Administration office, or visit www.ssa.gov.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

*  The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com. 2,158 Denver-area wealth managers were considered for the award; 206 (10% of candidates) were named 2021 Five Star Wealth Managers. 2020: 2,172 considered, 213 winners; 2019: 2,146 considered, 262 winners; 2018: 2,255 considered, 267 winners; 2017: 1,716 considered, 287 winners; 2016: 1,552 considered, 515 winners; 2015: 3,008 considered, 517 winners; 2014: 4,385 considered, 528 winners; 2013: 2,083 considered, 607 winners; 2012: 1,965 considered, 611 winners.